Dealing With A Flood

by Natalie Rakoci 08/04/2019

Floods are one of the most terrifying events to occur in any home, especially if it’s the result of a natural disaster. As expected, your priority should be the safety of your family, and while you make arrangements for their protection, you can do the following things before repairs start. 

1. The first step is to cut off the power supply

Be very careful before going in to grab items as flood water could carry an electrical current to electrocute you or even cause a fire, as well as bring bacteria and microbes into your home. Locate your circuit panel and shut off all power circuits, even if the power from the grid is off. Watch out for signs of potential danger, like a collapsed roof. If the home appears unsafe to enter, do not attempt to go inside.

2. Document Everything

Since you do not know how long it will take before the insurance process kicks in, you will need to start compiling documentation of everything. Pictures and videos are essential, as well as written reports about the condition of the home. If the house worsens after the initial damage let your records reflect it. The claims adjuster will carry out another investigation on getting to your property and the more information you offer, the better informed they can be during their assessment.

3. Begin the Repair Process

As soon as you can, drain the water from your home. If you have a sump pump, you can elect to do it yourself, or you could decide to hire an expert for the job. Take extra caution when paying for services if your claims adjuster is not done assessing the degree of the damage. It’s advisable that you keep receipts for whatever you purchase, no matter how unimportant you think it is. 

4. Be Patient and Cautious

If your region was declared a disaster area because of the flood, you might have to spend a long time before you get access to repair services. Protect yourself from repair scams by asking anyone who comes to your home to provide identification and confirmation that they are from your insurance company, as many conmen often use this con to defraud victims.

If you need special help and assistance from FEMA or other relief agencies, don't hesitate to reach out to them.

About the Author
Author

Natalie Rakoci

It is more important than ever to have a real estate professional by your side who understands the unique, vibrant communities within the local real estate market. One who proudly works with only the highest ethical and legal standards, while having an optimistic and enthusiastic nature you will appreciate. Prior to becoming a licensed Realtor, Natalie was a Clinical Administrator for the largest healthcare system in Western PA. During nearly two decades of experience in clinical, business development and Administration in healthcare, she learned invaluable lessons about the daily operations of a business that is truly all about people. There are many people involved in a real estate purchase or sale and treating each with the utmost respect, exceptional communication and the highest ethical practice is Natalie’s highest priority.

Natalie first fell in love with the Grand Strand at ten years old during frequent family beach vacations. She moved to the Myrtle Beach area in 2012, and immediately began her full-time career as a real estate professional. Natalie ensures she is well equipped to serve the needs of her clients by consistently attending educational and leadership training, networking events, obtaining various certifications and enjoys serving the surrounding communities.

Natalie’s number one goal is customer satisfaction and she looks forward to the opportunity to earn your business. She understands that buying or selling a home can be a time consuming and emotional experience; her goal is to provide a positive, easy, and seamless process for each of her clients.